Been thinking about P2P lending
Written on the original Movable Type site and recovered from the Internet Archive.
Found this very good intro article over at Salon. As you can see on my site, I like Prosper. This is a category that needs alot of innovation though. There is alot of money on the table. Take just the $4.6B in fees the payday loan industry makes averaging 400% interest. Now there is a good business. Could you do it on-line for $3B? Maybe I will review the different sites over the next week.